Customer Support

Pension & Retirement Planning

ALR Financial Group is focused on helping, teachers, coaches, educational leaders, public employees, and their families with their Pension & Retirement Planning!

Targeting 100% of your five highest years of income. Not just 60% – 80% of your last year’s income.


ALR Financial Group will provide a pension report showing Texas, Teacher Retirement System (TRS) members, their projected income at various eligibility ages upon retirement.

This is a free service to all Texas, TRS members!

Receive your FREE Texas state pension report, provided by a licensed state representative today! Upon completion, you will receive via email a PDF document displaying your projected pension benefits!

Click below to receive a detailed pension report and a full educational explanation of your pension benefits.

Why hasn’t my financial advisor ever informed me about this option?

Reason 1: Most financial advisors are not aware of these type plans. Nor, do they understand how to utilize it properly to get you the most value long term.

Reason 2: Most financial advisors are informed to promote only the financial vehicles that their company has contracted.

As a result, less than 20% of Americans have what we refer to as Secure Retirement Plan. While more than half of the American population has a taxable 401(k), traditional IRA or “contribution limited” Roth IRA, most allow their money to just sit as a lump sum without proper protection from the market!

With A Tax-Deferred 401(k) or IRA:

 You have fees: Whether you know it or not you have multiple fees (17 hidden fees) that are slowly draining your retirement savings and can even wipe out one third to half of your retirement money!

 Your money is not liquid: you cannot access your money any time you choose. If you do, early withdrawals are penalized up to 10% and you still must pay the taxes at the current tax rate!

 Your money is not guaranteed and protected: The money in your 401(k) or IRA moves with the market ups and downs. While you may get to experience the upside, you will also experience all the downside as well. You may recall early 2001,2002 and 2008, where people lost nearly 40% of their money in the market!

 If you live long enough, you will run out of money: Eventually, you will run out of money once you begin to take out withdrawals. Most retirees in their 70’s is more afraid of running out of money than death itself!

With a Secure Retirement Plan:

 You don’t have any plan fees: Keep 100% of your hard-earned money!

 Your interest rate is guaranteed: Your money grows even if the market crashes!

 Your money is Liquid: All dollars put into and earned in your account, is money that you can withdraw at a certain percentage each year without penalty!

 Your money is protected: Regardless how the market performs, you will have the peace of mind knowing that you will never lose money and is 100% protected from all creditors. Creditor protection in 401(k)s and 403(b) accounts may be limited.

 Your money will last throughout your lifetime…and beyond: You can elect to maximize your income during your life or set the account up to provide a legacy for your loved ones. You may even select a charity of your choice to receive an income when you pass away.

Is it “Too Good To Be True?

Nope. It’s very real.

In fact, a Secure Retirement Plan account like this is not a new strategy. Accounts like these have been used by wealthy individuals and families for decades to build wealth and then pass their good fortunes on to their loved ones!

The real question is…
Do You Qualify For A Secure Retirement Plan?

A Secure Retirement Plan is NOT available just to the super-rich…
However: an account like this can only be technically set up if you or your family qualify for it.

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